Mortgage Information

If you're like most buyers, a home is the biggest investment you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

I would be happy to refer you to some excellent lenders in the Triangle that will discuss your home buying goals and provide a FREE credit report. 

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.

 

Special Highlight Information on One of Our Preferred Lenders

We have a fantastic relationship with Wells Fargo Home Mortgage, a leader in the mortgage industry.  If you would like a free personal consultation with our recommended Home Mortgage Consultant, Brian Winter, please contact him at 919-816-4817 and tell him the Ramsey Team sent you.  You can also email him at brian.winter@wellsfargo.com and view his profile at www.wfhm.com/brian-winter.  We work closely with Brian to ensure that we're showing you the homes that are in your price range and not stretching your budget.  Wells Fargo offers a variety of mortgage programs and they are dedicated to finding the perfect one for you.